The Senate Financial Institutions and Insurance Committee considers issues relating to insurance, including the activities of the Office of the Insurance Commissioner and the Pollution Liability Insurance Agency, the solvency of insurance companies, and the rates and practices of insurance companies. Financial services issues include the safety and soundness of state banks and credit unions, the regulation of consumer credit and lending, and the regulation of securities and investments. The Committee also considers some regulation of housing including home owners' associations, mobile homes, and multi-family housing.